MBSB Waslah 2012

80% Kelayakan | RM200,000

Introduction

20 Jan 2012

The main attractive feature of MBSB Waslah is the 80% deductable entitlement from the monthly fixed income

RM1 Borrowing = RM114.29 Pinjaman

MBSB Waslah

MBSB Waslah adalah pakej pinjaman peribadi dari MBSB khas untuk overlap semua pinjaman lama sedia ada.

Ciri-ciri MBSB Waslah adalah had kelayakan sehingga 80% daripada jumlah pendapatan tetap. Jadual pembayaran balik dibagi dua fasa. Fasa pertama (tahun ke-1 hingga tahun ke-5) meliputi ansuran pembayaran balik 60% daripada jumlah pendapatan. Fasa kedua (tahun ke-6 hingga tahun ketamatan pinjaman) meliputi ansuran pembayaran balik 75%-80% daripada jumlah pendapatan tetap.

MBSB Waslah amat sesuai untuk overlap semua pinjaman lama.

MBSB Waslah hanya sesuai untuk pemohon yang jumlah potongan sudah medekati atau melebihi 60% daripada jumlah pendapaptan tetap.

(Artikle ini ditulis oleh Firna Kim, 20 January 2012)

Jadual Pembayaran MBSB Waslah. Kadar 5.50%

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Kami dari www.mbsb-online.my merayu kepada para pelanggan-pelanggan MBSB supaya menghentikan sebarang hubungan dengan mana-mana pihak yang meminta wang komisen dari pemohonan pinjaman peribadi MBSB Anda.

PRODUCT FEATURES "WASLAH" COMM. EXCEEDING 60%

1. SUBJECT PRODUCT CODE : IL/MYR/BAE03/WASLAH

2. PACKAGE FOR GOVERNMENT EMPLOYEES WITH BIRO ANGKASA SALARY DEDUCTION

· The offering of MBSB Waslah has been extended to 30 June 2012

· 2 Multi-tiers Staggered Monthly Installment

· Pinjaman peribadi Islamic dan Berakad

Features: MBSB Waslah

· FINANCING AMOUNT: Minimum RM 3,000 and Maximum RM 200,000

· LOAN TENURE: Minimum 6 years up to Maximum 20 years

· PROFIT RATES: 5.50 % fixed rate

· SALARY: Minimum salary RM 700.00 inclusive of fixed allowance and total deduction inclusive of MBSB installment not to exceed 80% from the gross salary. Only AG Green Pay-slip can apply. Non AG case to case basis

· LENGTH OF SERVICE: Permanent and confirmed employee

· GUARANTOR: Waived

· REPAYMENT METHOD: Biro Angkasa Salary Deduction Only and not to exceed 80% commitment from the gross salary

· SECURITY DEPOSIT: 1 month Installment

· PROCESSING FEES: 3.0% from loan amount approved

· STAMP DUTY: RM50.00

· ELIGIBILITY CRITERIA 1) Malaysian Citizen, permanent and confirmed staff. Applicants must be at least 19 yrs old and not exceeding 58 yrs upon expiry of facility

· REDEMPTION FEES: 2.5 % from Outstanding Balance if early settlement is less than 2 yrs. RM100.00 per request on redemption statement issued as per current practice

· CREDIT EVALUATION: No adverse report with CTOS, CCRIS, FIS and not a bankrupt

· TAKAFUL PROVIDER: Any Takaful Provider

MBSB Waslah boleh digunakan untuk overlap pinjaman sedia ada. Juga boleh digunakan untuk overlap akaun MBSB sedia ada. Blacklist dibawah RM20,000 layak memohon MBSB Waslah.

Semak Kelayakan Pinjaman Peribadi MBSB